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New Zealand provides student loans and allowances to tertiary students who satisfy the funding criteria. Full-time students can claim loans for both fees and living costs while part-time students can only claim training institution fees. A non-refundable means-tested student allowance for living expenses can be claimed by students who are over 24 years old or whose parents have a low income. This criterion has caused anger among student bodies who point out that it excludes many self-sufficient adults from help due to parental income levels, and also that by age 24 most people have completed tertiary education. ==Loan composition== The student loan comprises three parts: *Compulsory fees – covers tuition fees and various levies. These are paid to the tertiary institution directly. *Course-related costs – covers stationery, textbooks, equipment, etc. and voluntary student association fees. The borrower is allowed up to $1000 per year in course-related fees, which they can claim over the year. These are paid into the borrower's bank account. *Living costs – covers rent, food, services, etc. The maximum payment for living costs is $175.96 per week, plus any student allowance received. This figure is adjusted every year in April to account for inflation. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Student loans in New Zealand」の詳細全文を読む スポンサード リンク
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